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Sample member · Level 2 of 6 · 3 moves this week Sample member · Level 3 of 6 · 7 of 10 roadmap actions done
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Level 02Level 03
Next level
Security · about 6 months of essential expenses, multiple income sources, no bad debt.
Independence · at least 12 months of runway, with productive assets across more than one asset class.
Continue
Income vs wealth · 12 min left
Module 2 · 35% complete
Sample brief: a rate decision, in one sentence
Why it matters: what it could mean for savings and borrowing.
Sample brief: a new tool changing how work gets done
Why it matters: where it could save time or create income.
Sample brief: a rule change for digital assets
Why it matters: the risk to understand before you act.
The full roadmap, a new mini-course each month and the New Money Portfolio.
See what’s includedCore 70%Tactical 15%Cash 15%
Latest journal update: thesis unchanged.
Open the PortfolioUp next
Thursday · sample time
Community & eventsThe Six Levels are a map, not a judgement. Find where you are, then work toward the next level.
Level 02
Personal Finance
Starter steps7 of 10 steps
Recommended next
Free foundation · 12 min leftCore Premium curriculum · 35% complete
Supports: Personal Finance roadmap
ContinueFrom the Starter Guide
Earn. Keep. Protect. Own. Compound.
Supports: Level 1 · Awareness
ReviewMonthly mini-course
Supports: Investing roadmap
Premium
StartCore curriculum
CompletePremium
Core curriculum
In progress · 60%Premium
Core curriculum
In progress · 35%Premium
About one new mini-course a month. Each one helps you finish one step on your roadmap.
This month
Supports: Investing roadmap
Sample
Supports: Personal Finance roadmap
Flagship courses you own appear here, whatever your membership.
Flagship course
Purchased · sample
Flagship course
Flagship course
This week · Week 1 of your first 30 days
Do not fix everything yet. First, understand it.
0 of 5 done
End-of-week question
Where is my money currently going, and does that match the life I am trying to build?
Supporting resource
A live educational model portfolio. It teaches how capital gets allocated, with the reasoning, the risks and every change written down.
See PremiumEducational model portfolio. Sample entries only. Not advice, and not a signal feed.
Core 70%Tactical 15%Cash / defensive 15%
Portfolio risk note: sample text. Each live update explains what could make the plan wrong.
| Position | Allocation | Horizon | Thesis | Risk / what would change it |
|---|---|---|---|---|
| Asset 1 | 18% | Long term | Sample one-line thesis | Sample invalidation condition |
| Asset 2 | 15% | Long term | Sample one-line thesis | Sample invalidation condition |
| Asset 3 | 12% | Long term | Sample one-line thesis | Sample invalidation condition |
Position trades held for weeks to months, when appropriate. Sample: Asset 4 · 8% · weeks to months.
Opportunities being watched but not held. Sample: Asset 5, Asset 6.
Sample journal entry
Every entry records the reason, any change to the thesis, the lesson, and the next review date.
Curated, not endless. Every brief follows the same order: what happened, why it matters, what to understand, what to watch, and the risks.
Tools and references that support a step on your roadmap.
Saved
The Wealth Engine · Time Ownership Ratio worksheet
Templates
Monthly income & expenses sheet (sample)
Glossary
Passive income ÷ essential expenses. A New Money reflection tool, not an official standard.
Toolkits
Emergency-fund target calculator (sample)
The members’ area holds the structure. Discord holds the conversation.
Community
Opens when the membership launches.
Events
Sample dates. Premium office hours included.Some events are for Premium members.
Announcements
News from New Money appears here.
Nothing is on sale yet. This page shows how memberships, courses and add-ons will be kept separate.
Money Map, starter actions, curated news, free learning.
CurrentIncludedFull roadmap, core curriculum, monthly mini-courses, the New Money Portfolio.
CurrentComing laterAn advanced research layer.
Coming laterSold separately. Not included in any membership.
A separate product with its own workspace. Owning it does not include the Portfolio, and Premium does not include it.
Portfolio positions are thesis-driven capital allocation. Swing signals are setup-driven trades.
Available separatelyProfile
Goals, level and progress are saved to your profile.
Membership
Account settings open when the membership launches.
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